LBB Holding AG

Company Portrait, Ownership Structure and Articles of Association of Landesbank Berlin Holding AG

Landesbank Berlin Holding AG is a listed financial holding headquartered in the German capital. It is the parent company of its wholly-owned subsidiary Landesbank Berlin AG. Landesbank Berlin is universal bank in which all the activities are bundled. The historic core of Landesbank Berlin AG is Berliner Sparkasse, founded in 1818. From the day of its foundation until the present, Berliner Sparkasse has continuously fulfilled a public-sector mandate in the service of the city. The Bank is the market leader in the Berlin banking centre and stands for client orientation, fairness, security and modernity.

Our business model is built on four pillars: Retail Banking and Regional Corporate Banking, in which we hold an excellent position as an innovative, customer-oriented bank; Capital Markets, for which we offer selected activities and Real Estate Financing, which is focused on the requirements of investors and residential development companies throughout Germany.

Our Retail Banking clients have the comprehensive network of Berliner Sparkasse branches at their disposal. In addition, this full offering is rounded off by modern sales channels such as online banking, call centres and self-service facilities. Our banking products for pensions, asset accumulation, consumer and real-estate financing as well as payment transactions and liquidity management enable us to provide our clients with an extensive offering. We cater for the investment and finance requirements of high net-worth retail banking clients in our Asset Management Centres.

In Regional Corporate Banking, our clients include small and medium-sized enterprises, associations and foundations, public-sector companies and regional and local authorities as well as a large number of other small companies from around the region. Their requirements in respect of finance, investment and service issues require competent and customised support. This is ensured by experienced advisers in the Landesbank Berlin Regional Corporate Banking departments as well as the Berliner Sparkasse Regional Corporate Banking Centres. In addition, our business clients also have a state-of-the-art, efficient sales channel in BusinessLine. The Regional Corporate Banking range of services is rounded off by the Competence Centres for International Banking, Leasing and Factoring, Start-ups and Business Succession as well as Electronic Banking.

In the Real Estate Financing business area, we focus on the requirements of experienced private and commercial investors of good credit standing and development companies in selected growth regions in Germany. Streamlined structures and short decision-making paths guarantee flexibility, speed and excellent service for stable and profitable customer relations.

In Capital Markets business, Landesbank Berlin attends particularly to financial institutions and institutional investors. We focus on selected activities in which we have leading expertise. The bank is also established as a renowned, expert provider of innovative capital market products for private investors as well. Due to our trading activities we are a recognised business partner. We maintain a global network of local trading partners and thereby offer direct market access to all relevant trading centres. In LBB-Invest, the bank has a fund provider for private and institutional customers that has established itself among the leaders of German investment companies.